UPST FY2025 SEC EDGAR DEF 14A #25 of 29 in industry

Upstart Holdings, Inc. CEO pay ratio

The CEO earned $9.7M in FY2025 against median worker pay of $284,342 · Non-Depository Credit.

Non-Depository Credit peers All rankings
State
DE
Filing date
2026-04-16
Industry
Non-Depository Credit
Industry rank
#25/29

Data updated August 2026

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CEO-to-worker pay ratio
34:1
Below Average (Scale: 0–1000:1)
CEO pay
$9.7M
Median worker
$284,342

Answer first

Upstart Holdings, Inc.'s FY2025 CEO total of $9.7M ranks #553 of 1,423 complete filings; its 34:1 pay ratio ranks #1113. Dollar rank is not ratio rank.

According to the same FY2025 complete-filing cohort used on the rankings boards (CEO total, median worker, and ratio all present). Median worker pay is $284,342. Industry placement uses the FY2025 SIC-61 peer cohort (# 25 of 29, 17th percentile - among the lower quartile of industry peers by pay ratio). Figures come from Section 953(b) Dodd-Frank DEF 14A disclosures - not estimates. View all Non-Depository Credit companies.

Dollar rank
#553
$9.7M of 1,423 FY2025
Ratio rank
#1113
34:1 of 1,423
Industry pct
17th
among the lower quartile of industry peers by pay ratio

How Upstart Holdings, Inc. ranks nationally

Upstart Holdings, Inc. CEO pay vs. every FY2025 complete filing

Total CEO compensation, the full national distribution, this company marked

$9,667,628 Top 39% higher than 61% of 1,423 companies

$0–$2,500,000: 304 companies (21%). Below this entry. $2,500,000–$5,000,000: 182 companies (13%). Below this entry. $5,000,000–$7,500,000: 208 companies (15%). Below this entry. $7,500,000–$10,000,000: 192 companies (13%). This entry sits in this band. $10,000,000–$12,500,000: 139 companies (10%). Above this entry. $12,500,000–$15,000,000: 91 companies (6%). Above this entry. $15,000,000–$17,500,000: 88 companies (6%). Above this entry. $17,500,000–$20,000,000: 54 companies (4%). Above this entry. $20,000,000–$22,500,000: 24 companies (2%). Above this entry. $22,500,000–$25,000,000: 34 companies (2%). Above this entry. $25,000,000–$27,500,000: 24 companies (2%). Above this entry. $27,500,000–$30,000,000: 16 companies (1%). Above this entry. $30,000,000–$32,500,000: 10 companies (1%). Above this entry. $32,500,000–$35,000,000: 7 companies (0%). Above this entry. $35,000,000–$37,500,000: 9 companies (1%). Above this entry. $37,500,000–$40,000,000: 6 companies (0%). Above this entry. $40,000,000–$42,500,000: 1 companies (0%). Above this entry. $42,500,000–$45,000,000: 1 companies (0%). Above this entry. $45,000,000–$47,500,000: 6 companies (0%). Above this entry. $47,500,000–$50,000,000: 27 companies (2%). Above this entry. This company $0 $50M+ every complete-filing company, bucketed by value

Each bar is a $2500K-wide band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source SEC DEF 14A Section 953(b) disclosures, PlainCEOPay extract · FY2025

Upstart Holdings, Inc. vs. Non-Depository Credit peers

CEO total pay ($9.7M) against pay ratio (34:1) for Upstart Holdings, Inc. (marked) and its 5 closest same-industry peers, against the Non-Depository Credit industry median on both axes.

Pay + gap both highContained pay, wide gapHigh pay, contained gapBelow peer norms on both02781665.45563330.88344996.211126661.613.3:133.9:154.5:175.1:195.8:1CEO total payPay ratio (CEO : median worker)Upstart Holdings, Inc., CEO total pay: 9667628 · Pay ratio (CEO : median worker): 34:1Upstart Holdings, Inc.LendingTree, Inc., CEO total pay: 5228225 · Pay ratio (CEO : median worker): 35:1LendingTree, Inc.Nelnet Inc, CEO total pay: 2243420 · Pay ratio (CEO : median worker): 36:1Nelnet IncBurford Capital Ltd, CEO total pay: 308625 · Pay ratio (CEO : median worker): 37:1Burford Capital LtdCoinbase Global, Inc., CEO total pay: 9788670 · Pay ratio (CEO : median worker): 45:1Coinbase Global, Inc.Atlanticus Holdings Corp, CEO total pay: 2099003 · Pay ratio (CEO : median worker): 17:1Atlanticus Holdings Corp
Upstart Holdings, Inc. vs. Non-Depository Credit peers, plotted against the industry's $10.6M median CEO total and 92:1 median pay ratio.

Ratio bands among Non-Depository Credit peers

Exclusive CEO-to-median-worker bands across 26 complete latest-FY filings in SIC 61. Segments sum to the peer set, not this company's compensation pillar.

CEO Compensation Breakdown, FY2025

A component-level pay breakdown is not reported in Upstart Holdings, Inc.'s structured SEC pay-ratio disclosure. See our methodology →

Filing-year trail · Upstart Holdings, Inc.

Complete DEF 14A pay-ratio filings for this CIK across FY2022–2025. Year-over-year deltas compare adjacent filing years only; incomplete dollar rows are omitted (same completeness gate as the hero figures).

Latest ratio
34:1
FY2025
vs prior FY
+9:1
from FY2024 25:1
CEO $ YoY
+37%
$9.7M latest
Filings shown
4
FY2022–2025
Upstart Holdings, Inc. CEO total compensation, median worker pay, and pay ratio by fiscal year from SEC EDGAR DEF 14A.
FY CEO pay Δ pay Median worker Pay ratio Δ ratio
2022 $9.5M - $132,250 72:1 -
2023 $7.1M -26% $191,700 37:1 -35:1
2024 $7.0M -0.8% $281,338 25:1 -12:1
2025 $9.7M +37% $284,342 34:1 +9:1

Source: SEC EDGAR DEF 14A pay-ratio disclosures for CIK 1647639, FY2022–2025. Adjacent-year deltas only.

Industry Comparison - Non-Depository Credit

This Company's Ratio
34:1
Industry Median Ratio
92:1
Industry Median CEO Pay
$10.6M
This CEO's Pay
$9.7M
Companies in Industry
29
vs. Industry Median
Below
#25 of 29 by pay ratio in this industry View all companies in Non-Depository Credit →

Upstart Holdings, Inc.: MODEST · HEAVY pay ratio

Upstart Holdings, Inc.'s FY2025 ratio 34:1 ranks #25 of 29 Non-Depository Credit filers (17th percentile). the CEO earned 34× the median employee ($284,342) in FY2025.

Median employee $284,342 (ELITE-MED); MODEST · HEAVY stamps put about 34 median-wage years per CEO year.

CEO Total Pay

$9.7M

FY2025 Summary Compensation, near median

Pay Ratio

34:1

Below typical

Upstart Holdings, Inc. in the lower Non-Depository Credit third

Upstart Holdings, Inc.'s FY2025 ratio 34:1 ranks #25 of 29 Non-Depository Credit filers (17th percentile). The structured pay-ratio disclosure reports the total without line-item components. Non-Depository Credit (SIC 61) median ratio is 92:1 across 29 FY2025 filers; Upstart Holdings, Inc.'s $9.7M CEO total is at or below the $10.6M industry median CEO pay.

Dollar rank #553 and ratio rank #1113 split - treat 34:1 as a disclosure, not a fairness score. Open Non-Depository Credit peers.

Key Data, FY2025

Total Compensation
$9.7M
Median Employee Pay
$284,342
Pay Ratio
34:1
Filing Date
2026-04-16

Company Info

Ticker
UPST
CIK
1647639
Industry
Non-Depository Credit
SIC Code
6199
State
DE
View SEC filings →
SEC EDGAR DEF 14A for CIK 1647639, FY2025. Informational only, not investment advice. Verify on EDGAR.

Read our methodology - how this data is sourced, computed, and verified. Upstart Holdings, Inc.'s FY2025 ratio 34:1 ranks #25 of 29 Non-Depository Credit filers (17th percentile).

Read with Upstart Holdings, Inc.

ABS(ceo_total_comp) peers first, then a SIC pole and a stamp-branched guide - not a fixed Related strip. This page stamps MODEST · HEAVY · ELITE-MED.

Ingram Micro Holding Corp · HEAVY

ABS(ceo_total_comp) peer at $9.7M (Δ $2K lighter vs Upstart Holdings, Inc.); STEEP · PAR-MED vs this page's MODEST · HEAVY · ELITE-MED.
Avalonbay Communities Inc · HEAVY

ABS(ceo_total_comp) peer at $9.7M (Δ $16K lighter vs Upstart Holdings, Inc.); MID · HIGH-MED vs this page's MODEST · HEAVY · ELITE-MED.
East West Bancorp Inc · HEAVY

ABS(ceo_total_comp) peer at $9.7M (Δ $16K heavier vs Upstart Holdings, Inc.); MID · HIGH-MED vs this page's MODEST · HEAVY · ELITE-MED.
Axis Capital Holdings Ltd · HEAVY

ABS(ceo_total_comp) peer at $9.6M (Δ $26K lighter vs Upstart Holdings, Inc.); MODEST · ELITE-MED vs this page's MODEST · HEAVY · ELITE-MED.
LendingTree, Inc. (SIC 61 pole)

LendingTree, Inc. stamps MODEST · MID$ nearest in-SIC by ABS(pay_ratio) to Upstart Holdings, Inc.'s MODEST filing.
National dual ranks · #553/#1113

Upstart Holdings, Inc.'s FY2025 package sits #553 by CEO dollars and #1113 by ratio under HEAVY · MODEST.
Ratio primer · MODEST

Upstart Holdings, Inc.'s MODEST stamp sits in the lower Item 402(u) band - start with how the ratio is disclosed before comparing peers.
Data sourced from SEC EDGAR DEF 14A for Upstart Holdings, Inc. (CIK 1647639), FY2025. See our methodology. Aggregated by PlainCEOPay as of August 2026.

Data currency: Executive compensation from SEC EDGAR DEF 14A proxy statements through fiscal year 2025, compiled and last refreshed August 2026. See our methodology for source dates and refresh cadence. Spot a figure that looks wrong? Report a correction.