Non-Depository Credit
Data updated July 2026
28 companies · FY2025
Reading the Non-Depository Credit CEO Pay Landscape (SIC 61, FY2025)
The Non-Depository Credit industry, classified under 2-digit SIC code 61, had 28 SEC-reporting public companies disclose CEO pay ratio data in fiscal year 2025. Across that set of firms, the median CEO-to-worker pay ratio was 97:1 and the average was 242:1. Median CEO total compensation in the sector was $11.4M, with the sector-wide average at $22.6M. These figures are aggregated from DEF 14A proxy statements filed under Section 953(b) of the Dodd-Frank Act, which requires every U.S.-listed reporting company to compare its CEO's total compensation against a representative median employee.
Pay dispersion inside this industry is substantial. The 25th percentile CEO in Non-Depository Credit earned $8.1M, while the 75th percentile CEO earned $15.5M - a spread that shows how firm size, equity-heavy compensation packages, and performance-linked incentives can drive very different outcomes even among peers sharing the same SIC code. The gap between the 242:1 average and the 97:1 median is wide, which almost always signals that a small number of very-high-pay CEOs are pulling the mean upward; the median is the fairer yardstick for "a typical company in this sector."
Below you can scan each of the 68 Non-Depository Credit companies PlainCEOPay currently tracks in this SIC group, with reported CEO total compensation, median worker pay, and individual pay ratios. Company pages show how each available filing compares with this industry benchmark. The current dataset does not include a CEO name or an itemized compensation breakdown for each company. All displayed figures are drawn from SEC EDGAR filings; they are not estimated, imputed, or projected.
Companies in Non-Depository Credit (68)
| Company | CEO Pay | Median Worker | Pay Ratio | FY |
|---|---|---|---|---|
| Hut 8 Corp.SEC EDGAR DEF 14A, CIK 1964789 | $239.9M | $99K | 2,423:1 | 2025 |
| IREN LtdSEC EDGAR DEF 14A, CIK 1878848 | $72.7M | $73K | 993:1 | 2024 |
| American Express CoSEC EDGAR DEF 14A, CIK 4962 | - | - | 814:1 | 2025 |
| American Express CoSEC EDGAR DEF 14A, CIK 4962 | - | - | 677:1 | 2023 |
| Credit Acceptance CorpSEC EDGAR DEF 14A, CIK 885550 | - | - | 641:1 | 2025 |
| Maverick Merger Sub 2, LLCSEC EDGAR DEF 14A, CIK 933136 | $30.3M | $52K | 581:1 | 2023 |
| Rocket Companies, Inc.SEC EDGAR DEF 14A, CIK 1805284 | $52.9M | $113K | 469:1 | 2025 |
| Synchrony FinancialSEC EDGAR DEF 14A, CIK 1601712 | $19.2M | $58K | 333:1 | 2023 |
| OneMain Holdings, Inc.SEC EDGAR DEF 14A, CIK 1584207 | $15.4M | $50K | 309:1 | 2023 |
| Maverick Merger Sub 2, LLCSEC EDGAR DEF 14A, CIK 933136 | $13.6M | $47K | 291:1 | 2024 |
| Encore Capital Group IncSEC EDGAR DEF 14A, CIK 1084961 | $8.1M | $32K | 255:1 | 2025 |
| Riot Platforms, Inc.SEC EDGAR DEF 14A, CIK 1167419 | $13.5M | $54K | 249:1 | 2023 |
| SoFi Technologies, Inc.SEC EDGAR DEF 14A, CIK 1818874 | $30.3M | $122K | 248:1 | 2025 |
| UWM Holdings CorpSEC EDGAR DEF 14A, CIK 1783398 | $10.0M | $43K | 233:1 | 2025 |
| SoFi Technologies, Inc.SEC EDGAR DEF 14A, CIK 1818874 | $18.2M | $101K | 181:1 | 2023 |
| Encore Capital Group IncSEC EDGAR DEF 14A, CIK 1084961 | $5.0M | $29K | 173:1 | 2023 |
| OneMain Holdings, Inc.SEC EDGAR DEF 14A, CIK 1584207 | $15.1M | $88K | 172:1 | 2025 |
| Core Scientific, Inc./txSEC EDGAR DEF 14A, CIK 1839341 | $23.0M | $134K | 171:1 | 2025 |
| Strategy IncSEC EDGAR DEF 14A, CIK 1050446 | $13.8M | $82K | 168:1 | 2025 |
| UWM Holdings CorpSEC EDGAR DEF 14A, CIK 1783398 | $12.2M | $77K | 158:1 | 2023 |
| PennyMac Financial Services, Inc.SEC EDGAR DEF 14A, CIK 1745916 | $12.7M | $86K | 147:1 | 2025 |
| Discover Financial ServicesSEC EDGAR DEF 14A, CIK 1393612 | $8.7M | $60K | 145:1 | 2023 |
| MARA Holdings, Inc.SEC EDGAR DEF 14A, CIK 1507605 | $27.0M | $201K | 134:1 | 2025 |
| Bread Financial Holdings, Inc.SEC EDGAR DEF 14A, CIK 1101215 | $11.9M | $93K | 129:1 | 2025 |
| Regional Management Corp.SEC EDGAR DEF 14A, CIK 1519401 | - | - | 116:1 | 2023 |
| Enova International, Inc.SEC EDGAR DEF 14A, CIK 1529864 | - | - | 110:1 | 2023 |
| SLM CorpSEC EDGAR DEF 14A, CIK 1032033 | $9.4M | $91K | 103:1 | 2023 |
| SLM CorpSEC EDGAR DEF 14A, CIK 1032033 | $11.3M | $110K | 102:1 | 2025 |
| Bread Financial Holdings, Inc.SEC EDGAR DEF 14A, CIK 1101215 | $7.7M | $84K | 92:1 | 2023 |
| Walker & Dunlop, Inc.SEC EDGAR DEF 14A, CIK 1497770 | $15.5M | $169K | 92:1 | 2025 |
| Pra Group IncSEC EDGAR DEF 14A, CIK 1185348 | $4.9M | $55K | 89:1 | 2025 |
| Regional Management Corp.SEC EDGAR DEF 14A, CIK 1519401 | - | - | 88:1 | 2025 |
| MARA Holdings, Inc.SEC EDGAR DEF 14A, CIK 1507605 | $36.1M | $415K | 87:1 | 2023 |
| PennyMac Financial Services, Inc.SEC EDGAR DEF 14A, CIK 1745916 | $7.3M | $88K | 83:1 | 2023 |
| Green Dot CorpSEC EDGAR DEF 14A, CIK 1386278 | $8.4M | $106K | 79:1 | 2023 |
| Green Dot CorpSEC EDGAR DEF 14A, CIK 1386278 | $8.1M | $104K | 78:1 | 2024 |
| Avantax, Inc.SEC EDGAR DEF 14A, CIK 1068875 | $7.9M | $103K | 77:1 | 2022 |
| Affirm Holdings, Inc.SEC EDGAR DEF 14A, CIK 1820953 | $520K | $520K | 74:1 | 2023 |
| Open Lending CorpSEC EDGAR DEF 14A, CIK 1806201 | $11.3M | $175K | 65:1 | 2025 |
| Rocket Companies, Inc.SEC EDGAR DEF 14A, CIK 1805284 | $5.6M | $90K | 62:1 | 2023 |
| Pra Group IncSEC EDGAR DEF 14A, CIK 1185348 | $3.3M | $57K | 58:1 | 2023 |
| Circle Internet Group, Inc.SEC EDGAR DEF 14A, CIK 1876042 | $16.1M | $299K | 54:1 | 2025 |
| Riot Platforms, Inc.SEC EDGAR DEF 14A, CIK 1167419 | $3.5M | $64K | 54:1 | 2025 |
| World Acceptance CorpSEC EDGAR DEF 14A, CIK 108385 | $2.3M | $43K | 53:1 | 2024 |
| Nelnet IncSEC EDGAR DEF 14A, CIK 1258602 | $1.9M | $41K | 45:1 | 2023 |
| Coinbase Global, Inc.SEC EDGAR DEF 14A, CIK 1679788 | $9.8M | $218K | 45:1 | 2025 |
| Upstart Holdings, Inc.SEC EDGAR DEF 14A, CIK 1647639 | $7.1M | $192K | 37:1 | 2023 |
| Open Lending CorpSEC EDGAR DEF 14A, CIK 1806201 | $5.9M | $161K | 37:1 | 2023 |
| Burford Capital LtdSEC EDGAR DEF 14A, CIK 1714174 | $11.4M | $309K | 37:1 | 2025 |
| Nelnet IncSEC EDGAR DEF 14A, CIK 1258602 | $2.3M | $63K | 36:1 | 2025 |
| LendingTree, Inc.SEC EDGAR DEF 14A, CIK 1434621 | $5.2M | $151K | 35:1 | 2025 |
| Upstart Holdings, Inc.SEC EDGAR DEF 14A, CIK 1647639 | $9.7M | $284K | 34:1 | 2025 |
| Federal Agricultural Mortgage CorpSEC EDGAR DEF 14A, CIK 845877 | - | - | 33:1 | 2023 |
| Walker & Dunlop, Inc.SEC EDGAR DEF 14A, CIK 1497770 | $4.8M | $146K | 33:1 | 2023 |
| Happen, Inc.SEC EDGAR DEF 14A, CIK 1409970 | $4.6M | $154K | 30:1 | 2023 |
| Medallion Financial CorpSEC EDGAR DEF 14A, CIK 1000209 | $2.5M | $92K | 27:1 | 2022 |
| Medallion Financial CorpSEC EDGAR DEF 14A, CIK 1000209 | $2.6M | $102K | 26:1 | 2024 |
| Atlanticus Holdings CorpSEC EDGAR DEF 14A, CIK 1464343 | $2.2M | $87K | 25:1 | 2022 |
| World Acceptance CorpSEC EDGAR DEF 14A, CIK 108385 | $983K | $43K | 23:1 | 2023 |
| Coinbase Global, Inc.SEC EDGAR DEF 14A, CIK 1679788 | $4.9M | $235K | 21:1 | 2023 |
| Atlanticus Holdings CorpSEC EDGAR DEF 14A, CIK 1464343 | $2.1M | $125K | 17:1 | 2025 |
| Credit Acceptance CorpSEC EDGAR DEF 14A, CIK 885550 | - | - | 13:1 | 2023 |
| LendingTree, Inc.SEC EDGAR DEF 14A, CIK 1434621 | $1.2M | $129K | 10:1 | 2023 |
| Strategy IncSEC EDGAR DEF 14A, CIK 1050446 | $692K | $86K | 8:1 | 2023 |
| Happen, Inc.SEC EDGAR DEF 14A, CIK 1409970 | $1.1M | $163K | 7:1 | 2025 |
| Consumer Portfolio Services, Inc.SEC EDGAR DEF 14A, CIK 889609 | $410K | $68K | 6:1 | 2023 |
| Cipher Digital Inc.SEC EDGAR DEF 14A, CIK 1819989 | $15.0M | $2.5M | 6:1 | 2025 |
| Consumer Portfolio Services, Inc.SEC EDGAR DEF 14A, CIK 889609 | $375K | $75K | 5:1 | 2024 |
Frequently Asked Questions
What's the typical pay ratio in Non-Depository Credit? ▼
How much do Non-Depository Credit CEOs earn? ▼
How many companies report CEO pay in Non-Depository Credit? ▼
Where does this Non-Depository Credit pay data come from? ▼
Why is the average pay ratio much higher than the median in Non-Depository Credit? ▼
Read our methodology - how this data is sourced, computed, and verified.
Related
Every figure on PlainCEOPay is rendered directly from SEC EDGAR executive compensation filings, no number is typed in by an editor. Industry benchmarks are computed directly from SEC EDGAR filings, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.