Non-Depository Credit
31 companies · FY2023
Reading the Non-Depository Credit CEO Pay Landscape (SIC 61, FY2023)
The Non-Depository Credit industry, classified under 2-digit SIC code 61, had 31 SEC-reporting public companies disclose CEO pay ratio data in fiscal year 2023. Across that set of firms, the median CEO-to-worker pay ratio was 79:1 and the average was 128:1. Median CEO total compensation in the sector was $6.5M, with the sector-wide average at $9.0M. These figures are aggregated from DEF 14A proxy statements filed under Section 953(b) of the Dodd-Frank Act, which requires every U.S.-listed reporting company to compare its CEO's total compensation against a representative median employee.
Pay dispersion inside this industry is substantial. The 25th percentile CEO in Non-Depository Credit earned $3.6M, while the 75th percentile CEO earned $11.5M — a spread that shows how firm size, equity-heavy compensation packages, and performance-linked incentives can drive very different outcomes even among peers sharing the same SIC code. The gap between the 128:1 average and the 79:1 median is wide, which almost always signals that a small number of very-high-pay CEOs are pulling the mean upward; the median is the fairer yardstick for "a typical company in this sector."
Below you can scan each of the 34 Non-Depository Credit companies PlainCEOPay currently tracks in this SIC group, with headline pay, CEO name, median worker pay, and individual pay ratios. Click through to any company page to see the full compensation breakdown — base salary, stock awards, option awards, non-equity incentive pay, pension value changes, and other compensation — plus how that firm specifically compares to this industry benchmark. All data is pulled directly from SEC EDGAR filings and reflects what companies themselves disclosed to shareholders; it is not estimated, imputed, or projected.
Companies in Non-Depository Credit (34)
| Company | CEO | CEO Pay | Median Worker | Pay Ratio | FY |
|---|---|---|---|---|---|
| AMERICAN EXPRESS COSEC EDGAR DEF 14A — CIK 4962 | — | — | — | 677:1 | 2023 |
| Maverick Merger Sub 2, LLCSEC EDGAR DEF 14A — CIK 933136 | — | $30.3M | $52K | 581:1 | 2023 |
| Synchrony FinancialSEC EDGAR DEF 14A — CIK 1601712 | — | $19.2M | $58K | 333:1 | 2023 |
| OneMain Holdings, Inc.SEC EDGAR DEF 14A — CIK 1584207 | — | $15.4M | $50K | 309:1 | 2023 |
| Riot Platforms, Inc.SEC EDGAR DEF 14A — CIK 1167419 | — | $13.5M | $54K | 249:1 | 2023 |
| SoFi Technologies, Inc.SEC EDGAR DEF 14A — CIK 1818874 | — | $18.2M | $101K | 181:1 | 2023 |
| ENCORE CAPITAL GROUP INCSEC EDGAR DEF 14A — CIK 1084961 | — | $5.0M | $29K | 173:1 | 2023 |
| UWM Holdings CorpSEC EDGAR DEF 14A — CIK 1783398 | — | $12.2M | $77K | 158:1 | 2023 |
| Discover Financial ServicesSEC EDGAR DEF 14A — CIK 1393612 | — | $8.7M | $60K | 145:1 | 2023 |
| Regional Management Corp.SEC EDGAR DEF 14A — CIK 1519401 | — | — | — | 116:1 | 2023 |
| Enova International, Inc.SEC EDGAR DEF 14A — CIK 1529864 | — | — | — | 110:1 | 2023 |
| SLM CorpSEC EDGAR DEF 14A — CIK 1032033 | — | $9.4M | $91K | 103:1 | 2023 |
| BREAD FINANCIAL HOLDINGS, INC.SEC EDGAR DEF 14A — CIK 1101215 | — | $7.7M | $84K | 92:1 | 2023 |
| MARA Holdings, Inc.SEC EDGAR DEF 14A — CIK 1507605 | — | $36.1M | $415K | 87:1 | 2023 |
| PennyMac Financial Services, Inc.SEC EDGAR DEF 14A — CIK 1745916 | — | $7.3M | $88K | 83:1 | 2023 |
| GREEN DOT CORPSEC EDGAR DEF 14A — CIK 1386278 | — | $8.4M | $106K | 79:1 | 2023 |
| AVANTAX, INC.SEC EDGAR DEF 14A — CIK 1068875 | — | $7.9M | $103K | 77:1 | 2022 |
| Affirm Holdings, Inc.SEC EDGAR DEF 14A — CIK 1820953 | — | $520K | $520K | 74:1 | 2023 |
| Rocket Companies, Inc.SEC EDGAR DEF 14A — CIK 1805284 | — | $5.6M | $90K | 62:1 | 2023 |
| PRA GROUP INCSEC EDGAR DEF 14A — CIK 1185348 | — | $3.3M | $57K | 58:1 | 2023 |
| NELNET INCSEC EDGAR DEF 14A — CIK 1258602 | — | $1.9M | $41K | 45:1 | 2023 |
| Upstart Holdings, Inc.SEC EDGAR DEF 14A — CIK 1647639 | — | $7.1M | $192K | 37:1 | 2023 |
| Open Lending CorpSEC EDGAR DEF 14A — CIK 1806201 | — | $5.9M | $161K | 37:1 | 2023 |
| FEDERAL AGRICULTURAL MORTGAGE CORPSEC EDGAR DEF 14A — CIK 845877 | — | — | — | 33:1 | 2023 |
| Walker & Dunlop, Inc.SEC EDGAR DEF 14A — CIK 1497770 | — | $4.8M | $146K | 33:1 | 2023 |
| LendingClub CorpSEC EDGAR DEF 14A — CIK 1409970 | — | $4.6M | $154K | 30:1 | 2023 |
| MEDALLION FINANCIAL CORPSEC EDGAR DEF 14A — CIK 1000209 | — | $2.5M | $92K | 27:1 | 2022 |
| Atlanticus Holdings CorpSEC EDGAR DEF 14A — CIK 1464343 | — | $2.2M | $87K | 25:1 | 2022 |
| WORLD ACCEPTANCE CORPSEC EDGAR DEF 14A — CIK 108385 | — | $983K | $43K | 23:1 | 2023 |
| Coinbase Global, Inc.SEC EDGAR DEF 14A — CIK 1679788 | — | $4.9M | $235K | 21:1 | 2023 |
| CREDIT ACCEPTANCE CORPSEC EDGAR DEF 14A — CIK 885550 | — | — | — | 13:1 | 2023 |
| LendingTree, Inc.SEC EDGAR DEF 14A — CIK 1434621 | — | $1.2M | $129K | 10:1 | 2023 |
| Strategy IncSEC EDGAR DEF 14A — CIK 1050446 | — | $692K | $86K | 8:1 | 2023 |
| CONSUMER PORTFOLIO SERVICES, INC.SEC EDGAR DEF 14A — CIK 889609 | — | $410K | $68K | 6:1 | 2023 |
Frequently Asked Questions
What's the typical pay ratio in Non-Depository Credit? ▼
How much do Non-Depository Credit CEOs earn? ▼
How many companies report CEO pay in Non-Depository Credit? ▼
Where does this Non-Depository Credit pay data come from? ▼
Why is the average pay ratio much higher than the median in Non-Depository Credit? ▼
Read our methodology — how this data is sourced, computed, and verified.