LOB FY2025 SEC EDGAR DEF 14A #115 of 136 in industry

Live Oak Bancshares, Inc. CEO pay ratio

The CEO earned $965K in FY2025 against median worker pay of $162,439 · Depository Institutions.

Depository Institutions peers All rankings
State
NC
Filing date
2026-04-02
Industry
Depository Institutions
Industry rank
#115/136

Data updated August 2026

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CEO-to-worker pay ratio
9:1
Below Average (Scale: 0–1000:1)
CEO pay
$965K
Median worker
$162,439

Answer first

Live Oak Bancshares, Inc.'s FY2025 CEO total of $965K ranks #1238 of 1,423 complete filings; its 9:1 pay ratio ranks #1281. Dollar rank is not ratio rank.

According to the same FY2025 complete-filing cohort used on the rankings boards (CEO total, median worker, and ratio all present). Median worker pay is $162,439. Industry placement uses the FY2025 SIC-60 peer cohort (# 115 of 136, 16th percentile - among the lower quartile of industry peers by pay ratio). Figures come from Section 953(b) Dodd-Frank DEF 14A disclosures - not estimates. View all Depository Institutions companies.

Dollar rank
#1238
$965K of 1,423 FY2025
Ratio rank
#1281
9:1 of 1,423
Industry pct
16th
among the lower quartile of industry peers by pay ratio

How Live Oak Bancshares, Inc. ranks nationally

Live Oak Bancshares, Inc. CEO pay vs. every FY2025 complete filing

Total CEO compensation, the full national distribution, this company marked

$965,432 13th percentile higher than 13% of 1,423 companies

$0–$2,500,000: 304 companies (21%). This entry sits in this band. $2,500,000–$5,000,000: 182 companies (13%). Above this entry. $5,000,000–$7,500,000: 208 companies (15%). Above this entry. $7,500,000–$10,000,000: 192 companies (13%). Above this entry. $10,000,000–$12,500,000: 139 companies (10%). Above this entry. $12,500,000–$15,000,000: 91 companies (6%). Above this entry. $15,000,000–$17,500,000: 88 companies (6%). Above this entry. $17,500,000–$20,000,000: 54 companies (4%). Above this entry. $20,000,000–$22,500,000: 24 companies (2%). Above this entry. $22,500,000–$25,000,000: 34 companies (2%). Above this entry. $25,000,000–$27,500,000: 24 companies (2%). Above this entry. $27,500,000–$30,000,000: 16 companies (1%). Above this entry. $30,000,000–$32,500,000: 10 companies (1%). Above this entry. $32,500,000–$35,000,000: 7 companies (0%). Above this entry. $35,000,000–$37,500,000: 9 companies (1%). Above this entry. $37,500,000–$40,000,000: 6 companies (0%). Above this entry. $40,000,000–$42,500,000: 1 companies (0%). Above this entry. $42,500,000–$45,000,000: 1 companies (0%). Above this entry. $45,000,000–$47,500,000: 6 companies (0%). Above this entry. $47,500,000–$50,000,000: 27 companies (2%). Above this entry. This company $0 $50M+ every complete-filing company, bucketed by value

Each bar is a $2500K-wide band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source SEC DEF 14A Section 953(b) disclosures, PlainCEOPay extract · FY2025

Live Oak Bancshares, Inc. vs. Depository Institutions peers

CEO total pay ($965K) against pay ratio (9:1) for Live Oak Bancshares, Inc. (marked) and its 4 closest same-industry peers, against the Depository Institutions industry median on both axes.

Pay + gap both highContained pay, wide gapHigh pay, contained gapBelow peer norms on both198664.5931877.51665090.52398303.53131516.56.3:115.8:125.3:134.7:144.2:1CEO total payPay ratio (CEO : median worker)Live Oak Bancshares, Inc., CEO total pay: 965432 · Pay ratio (CEO : median worker): 9:1Live Oak Bancshares, Inc.ServisFirst Bancshares, Inc., CEO total pay: 721764 · Pay ratio (CEO : median worker): 9:1ServisFirst Bancshares, Inc.Waterstone Financial, Inc., CEO total pay: 646281 · Pay ratio (CEO : median worker): 9:1Waterstone Financial, Inc.FB Financial Corp, CEO total pay: 707706 · Pay ratio (CEO : median worker): 9:1FB Financial CorpHome Bancshares Inc, CEO total pay: 331976 · Pay ratio (CEO : median worker): 8:1Home Bancshares Inc
Live Oak Bancshares, Inc. vs. Depository Institutions peers, plotted against the industry's $3.0M median CEO total and 43:1 median pay ratio.

Ratio bands among Depository Institutions peers

Exclusive CEO-to-median-worker bands across 124 complete latest-FY filings in SIC 60. Segments sum to the peer set, not this company's compensation pillar.

CEO Compensation Breakdown, FY2025

A component-level pay breakdown is not reported in Live Oak Bancshares, Inc.'s structured SEC pay-ratio disclosure. See our methodology →

Filing-year trail · Live Oak Bancshares, Inc.

Complete DEF 14A pay-ratio filings for this CIK across FY2021–2025. Year-over-year deltas compare adjacent filing years only; incomplete dollar rows are omitted (same completeness gate as the hero figures).

Latest ratio
9:1
FY2025
vs prior FY
+7:1
from FY2024 2:1
CEO $ YoY
+14%
$965K latest
Filings shown
5
FY2021–2025
Live Oak Bancshares, Inc. CEO total compensation, median worker pay, and pay ratio by fiscal year from SEC EDGAR DEF 14A.
FY CEO pay Δ pay Median worker Pay ratio Δ ratio
2021 $884K - $94,806 3:1 -
2022 $781K -12% $115,561 8:1 +5:1
2023 $905K +16% $126,869 1:1 -7:1
2024 $845K -6.7% $136,111 2:1 +1:1
2025 $965K +14% $162,439 9:1 +7:1

Source: SEC EDGAR DEF 14A pay-ratio disclosures for CIK 1462120, FY2021–2025. Adjacent-year deltas only.

Industry Comparison - Depository Institutions

This Company's Ratio
9:1
Industry Median Ratio
43:1
Industry Median CEO Pay
$3.0M
This CEO's Pay
$965K
Companies in Industry
136
vs. Industry Median
Below
#115 of 136 by pay ratio in this industry View all companies in Depository Institutions →

Live Oak Bancshares, Inc.: near-parity Item 402(u) ratio

Live Oak Bancshares, Inc.'s FY2025 ratio 9:1 ranks #115 of 136 Depository Institutions filers (16th percentile). the CEO earned 9× the median employee ($162,439) in FY2025.

At $162,439 median worker pay, the FLOOR stamp is near pay-parity territory under LIGHT CEO total.

CEO Total Pay

$965K

FY2025 Summary Compensation, below median

Pay Ratio

9:1

Below typical

Live Oak Bancshares, Inc. in the lower Depository Institutions third

Live Oak Bancshares, Inc.'s FY2025 ratio 9:1 ranks #115 of 136 Depository Institutions filers (16th percentile). The structured pay-ratio disclosure reports the total without line-item components. Depository Institutions (SIC 60) median ratio is 43:1 across 136 FY2025 filers; Live Oak Bancshares, Inc.'s $965K CEO total is at or below the $3.0M industry median CEO pay.

Dollar rank #1238 and ratio rank #1281 split - treat 9:1 as a disclosure, not a fairness score. Open Depository Institutions peers.

Key Data, FY2025

Total Compensation
$965K
Median Employee Pay
$162,439
Pay Ratio
9:1
Filing Date
2026-04-02

Company Info

Ticker
LOB
CIK
1462120
Industry
Depository Institutions
SIC Code
6022
State
NC
View SEC filings →
SEC EDGAR DEF 14A for CIK 1462120, FY2025. Informational only, not investment advice. Verify on EDGAR.

Read our methodology - how this data is sourced, computed, and verified. Live Oak Bancshares, Inc.'s FY2025 ratio 9:1 ranks #115 of 136 Depository Institutions filers (16th percentile).

Read with Live Oak Bancshares, Inc.

ABS(ceo_total_comp) peers first, then a SIC pole and a stamp-branched guide - not a fixed Related strip. This page stamps FLOOR · LIGHT · ELITE-MED.

Tredegar Corp · LIGHT

ABS(ceo_total_comp) peer at $969K (Δ $3K heavier vs Live Oak Bancshares, Inc.); FLOOR · PAR-MED vs this page's FLOOR · LIGHT · ELITE-MED.
Global Net Lease, Inc. · LIGHT

ABS(ceo_total_comp) peer at $975K (Δ $10K heavier vs Live Oak Bancshares, Inc.); FLOOR · ELITE-MED vs this page's FLOOR · LIGHT · ELITE-MED.
Global Indemnity Group, LLC · LIGHT

ABS(ceo_total_comp) peer at $976K (Δ $11K heavier vs Live Oak Bancshares, Inc.); FLOOR · HIGH-MED vs this page's FLOOR · LIGHT · ELITE-MED.
Cognex Corp · LIGHT

ABS(ceo_total_comp) peer at $979K (Δ $14K heavier vs Live Oak Bancshares, Inc.); FLOOR · HIGH-MED vs this page's FLOOR · LIGHT · ELITE-MED.
ServisFirst Bancshares, Inc. (SIC 60 pole)

ServisFirst Bancshares, Inc. stamps FLOOR · LIGHT nearest in-SIC by ABS(pay_ratio) to Live Oak Bancshares, Inc.'s FLOOR filing.
National dual ranks · #1238/#1281

Live Oak Bancshares, Inc.'s FY2025 package sits #1238 by CEO dollars and #1281 by ratio under LIGHT · FLOOR.
Ratio primer · FLOOR

Live Oak Bancshares, Inc.'s FLOOR stamp sits in the lower Item 402(u) band - start with how the ratio is disclosed before comparing peers.
Data sourced from SEC EDGAR DEF 14A for Live Oak Bancshares, Inc. (CIK 1462120), FY2025. See our methodology. Aggregated by PlainCEOPay as of August 2026.

Data currency: Executive compensation from SEC EDGAR DEF 14A proxy statements through fiscal year 2025, compiled and last refreshed August 2026. See our methodology for source dates and refresh cadence. Spot a figure that looks wrong? Report a correction.