WSBF FY2025 SEC EDGAR DEF 14A #116 of 136 in industry

Waterstone Financial, Inc. CEO pay ratio

The CEO earned $646K in FY2025 against median worker pay of $71,809 · Depository Institutions.

Depository Institutions peers All rankings
State
MD
Filing date
2026-04-09
Industry
Depository Institutions
Industry rank
#116/136

Data updated August 2026

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CEO-to-worker pay ratio
9:1
Below Average (Scale: 0–1000:1)
CEO pay
$646K
Median worker
$71,809

Answer first

Waterstone Financial, Inc.'s FY2025 CEO total of $646K ranks #1263 of 1,423 complete filings; its 9:1 pay ratio ranks #1286. Dollar rank is not ratio rank.

According to the same FY2025 complete-filing cohort used on the rankings boards (CEO total, median worker, and ratio all present). Median worker pay is $71,809. Industry placement uses the FY2025 SIC-60 peer cohort (# 116 of 136, 15th percentile - among the lower quartile of industry peers by pay ratio). Figures come from Section 953(b) Dodd-Frank DEF 14A disclosures - not estimates. View all Depository Institutions companies.

Dollar rank
#1263
$646K of 1,423 FY2025
Ratio rank
#1286
9:1 of 1,423
Industry pct
15th
among the lower quartile of industry peers by pay ratio

How Waterstone Financial, Inc. ranks nationally

Waterstone Financial, Inc. CEO pay vs. every FY2025 complete filing

Total CEO compensation, the full national distribution, this company marked

$646,281 11th percentile higher than 11% of 1,423 companies

$0–$2,500,000: 304 companies (21%). This entry sits in this band. $2,500,000–$5,000,000: 182 companies (13%). Above this entry. $5,000,000–$7,500,000: 208 companies (15%). Above this entry. $7,500,000–$10,000,000: 192 companies (13%). Above this entry. $10,000,000–$12,500,000: 139 companies (10%). Above this entry. $12,500,000–$15,000,000: 91 companies (6%). Above this entry. $15,000,000–$17,500,000: 88 companies (6%). Above this entry. $17,500,000–$20,000,000: 54 companies (4%). Above this entry. $20,000,000–$22,500,000: 24 companies (2%). Above this entry. $22,500,000–$25,000,000: 34 companies (2%). Above this entry. $25,000,000–$27,500,000: 24 companies (2%). Above this entry. $27,500,000–$30,000,000: 16 companies (1%). Above this entry. $30,000,000–$32,500,000: 10 companies (1%). Above this entry. $32,500,000–$35,000,000: 7 companies (0%). Above this entry. $35,000,000–$37,500,000: 9 companies (1%). Above this entry. $37,500,000–$40,000,000: 6 companies (0%). Above this entry. $40,000,000–$42,500,000: 1 companies (0%). Above this entry. $42,500,000–$45,000,000: 1 companies (0%). Above this entry. $45,000,000–$47,500,000: 6 companies (0%). Above this entry. $47,500,000–$50,000,000: 27 companies (2%). Above this entry. This company $0 $50M+ every complete-filing company, bucketed by value

Each bar is a $2500K-wide band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source SEC DEF 14A Section 953(b) disclosures, PlainCEOPay extract · FY2025

Waterstone Financial, Inc. vs. Depository Institutions peers

CEO total pay ($646K) against pay ratio (9:1) for Waterstone Financial, Inc. (marked) and its 4 closest same-industry peers, against the Depository Institutions industry median on both axes.

Pay + gap both highContained pay, wide gapHigh pay, contained gapBelow peer norms on both198664.5931877.51665090.52398303.53131516.56.3:115.8:125.3:134.7:144.2:1CEO total payPay ratio (CEO : median worker)Waterstone Financial, Inc., CEO total pay: 646281 · Pay ratio (CEO : median worker): 9:1Waterstone Financial, Inc.ServisFirst Bancshares, Inc., CEO total pay: 721764 · Pay ratio (CEO : median worker): 9:1ServisFirst Bancshares, Inc.Live Oak Bancshares, Inc., CEO total pay: 965432 · Pay ratio (CEO : median worker): 9:1Live Oak Bancshares, Inc.FB Financial Corp, CEO total pay: 707706 · Pay ratio (CEO : median worker): 9:1FB Financial CorpHome Bancshares Inc, CEO total pay: 331976 · Pay ratio (CEO : median worker): 8:1Home Bancshares Inc
Waterstone Financial, Inc. vs. Depository Institutions peers, plotted against the industry's $3.0M median CEO total and 43:1 median pay ratio.

Ratio bands among Depository Institutions peers

Exclusive CEO-to-median-worker bands across 124 complete latest-FY filings in SIC 60. Segments sum to the peer set, not this company's compensation pillar.

CEO Compensation Breakdown, FY2025

A component-level pay breakdown is not reported in Waterstone Financial, Inc.'s structured SEC pay-ratio disclosure. See our methodology →

Filing-year trail · Waterstone Financial, Inc.

Complete DEF 14A pay-ratio filings for this CIK across FY2021–2025. Year-over-year deltas compare adjacent filing years only; incomplete dollar rows are omitted (same completeness gate as the hero figures).

Latest ratio
9:1
FY2025
vs prior FY
+2:1
from FY2024 7:1
CEO $ YoY
+38%
$646K latest
Filings shown
5
FY2021–2025
Waterstone Financial, Inc. CEO total compensation, median worker pay, and pay ratio by fiscal year from SEC EDGAR DEF 14A.
FY CEO pay Δ pay Median worker Pay ratio Δ ratio
2021 $293K - $73,260 4:1 -
2022 $220K -25% $73,451 3:1 -1:1
2023 $414K +88% $68,942 6:1 +3:1
2024 $467K +13% $66,761 7:1 +1:1
2025 $646K +38% $71,809 9:1 +2:1

Source: SEC EDGAR DEF 14A pay-ratio disclosures for CIK 1569994, FY2021–2025. Adjacent-year deltas only.

Industry Comparison - Depository Institutions

This Company's Ratio
9:1
Industry Median Ratio
43:1
Industry Median CEO Pay
$3.0M
This CEO's Pay
$646K
Companies in Industry
136
vs. Industry Median
Below
#116 of 136 by pay ratio in this industry View all companies in Depository Institutions →

Waterstone Financial, Inc.: near-parity Item 402(u) ratio

Waterstone Financial, Inc.'s FY2025 ratio 9:1 ranks #116 of 136 Depository Institutions filers (15th percentile). the CEO earned 9× the median employee ($71,809) in FY2025.

At $71,809 median worker pay, the FLOOR stamp is near pay-parity territory under LIGHT CEO total.

CEO Total Pay

$646K

FY2025 Summary Compensation, below median

Pay Ratio

9:1

Below typical

Waterstone Financial, Inc. in the lower Depository Institutions third

Waterstone Financial, Inc.'s FY2025 ratio 9:1 ranks #116 of 136 Depository Institutions filers (15th percentile). The structured pay-ratio disclosure reports the total without line-item components. Depository Institutions (SIC 60) median ratio is 43:1 across 136 FY2025 filers; Waterstone Financial, Inc.'s $646K CEO total is at or below the $3.0M industry median CEO pay.

Dollar rank #1263 and ratio rank #1286 split - treat 9:1 as a disclosure, not a fairness score. Open Depository Institutions peers.

Key Data, FY2025

Total Compensation
$646K
Median Employee Pay
$71,809
Pay Ratio
9:1
Filing Date
2026-04-09

Company Info

Ticker
WSBF
CIK
1569994
Industry
Depository Institutions
SIC Code
6035
State
MD
View SEC filings →
SEC EDGAR DEF 14A for CIK 1569994, FY2025. Informational only, not investment advice. Verify on EDGAR.

Read our methodology - how this data is sourced, computed, and verified. Waterstone Financial, Inc.'s FY2025 ratio 9:1 ranks #116 of 136 Depository Institutions filers (15th percentile).

Read with Waterstone Financial, Inc.

ABS(ceo_total_comp) peers first, then a SIC pole and a stamp-branched guide - not a fixed Related strip. This page stamps FLOOR · LIGHT · HIGH-MED.

Vita Coco Company, Inc. · LIGHT

ABS(ceo_total_comp) peer at $656K (Δ $10K heavier vs Waterstone Financial, Inc.); FLOOR · HIGH-MED vs this page's FLOOR · LIGHT · HIGH-MED.
ACM Research, Inc. · LIGHT

ABS(ceo_total_comp) peer at $633K (Δ $14K lighter vs Waterstone Financial, Inc.); FLOOR · LOW-MED vs this page's FLOOR · LIGHT · HIGH-MED.
Forrester Research, Inc. · LIGHT

ABS(ceo_total_comp) peer at $664K (Δ $18K heavier vs Waterstone Financial, Inc.); FLOOR · ELITE-MED vs this page's FLOOR · LIGHT · HIGH-MED.
Rpc Inc · LIGHT

ABS(ceo_total_comp) peer at $626K (Δ $21K lighter vs Waterstone Financial, Inc.); FLOOR · HIGH-MED vs this page's FLOOR · LIGHT · HIGH-MED.
ServisFirst Bancshares, Inc. (SIC 60 pole)

ServisFirst Bancshares, Inc. stamps FLOOR · LIGHT nearest in-SIC by ABS(pay_ratio) to Waterstone Financial, Inc.'s FLOOR filing.
National dual ranks · #1263/#1286

Waterstone Financial, Inc.'s FY2025 package sits #1263 by CEO dollars and #1286 by ratio under LIGHT · FLOOR.
Ratio primer · FLOOR

Waterstone Financial, Inc.'s FLOOR stamp sits in the lower Item 402(u) band - start with how the ratio is disclosed before comparing peers.
Data sourced from SEC EDGAR DEF 14A for Waterstone Financial, Inc. (CIK 1569994), FY2025. See our methodology. Aggregated by PlainCEOPay as of August 2026.

Data currency: Executive compensation from SEC EDGAR DEF 14A proxy statements through fiscal year 2025, compiled and last refreshed August 2026. See our methodology for source dates and refresh cadence. Spot a figure that looks wrong? Report a correction.