AFL FY2025 SEC EDGAR DEF 14A #2 of 56 in industry

Aflac Inc CEO pay ratio

The CEO earned $25.0M in FY2025 against median worker pay of $63,153 · Insurance Carriers.

Insurance Carriers peers All rankings
State
GA
Filing date
2026-03-19
Industry
Insurance Carriers
Industry rank
#2/56

Data updated August 2026

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CEO-to-worker pay ratio
396:1
High (Scale: 0–1000:1)
CEO pay
$25.0M
Median worker
$63,153

Answer first

Aflac Inc's FY2025 CEO total of $25.0M ranks #106 of 1,423 complete filings; its 396:1 pay ratio ranks #131. Dollar rank is not ratio rank.

According to the same FY2025 complete-filing cohort used on the rankings boards (CEO total, median worker, and ratio all present). Median worker pay is $63,153. Industry placement uses the FY2025 SIC-63 peer cohort (# 2 of 56, 98th percentile - top 5% of industry peers by pay ratio). Figures come from Section 953(b) Dodd-Frank DEF 14A disclosures - not estimates. View all Insurance Carriers companies.

Dollar rank
#106
$25.0M of 1,423 FY2025
Ratio rank
#131
396:1 of 1,423
Industry pct
98th
top 5% of industry peers by pay ratio

How Aflac Inc ranks nationally

Aflac Inc CEO pay vs. every FY2025 complete filing

Total CEO compensation, the full national distribution, this company marked

$25,008,588 Top 7% higher than 93% of 1,423 companies

$0–$2,500,000: 304 companies (21%). Below this entry. $2,500,000–$5,000,000: 182 companies (13%). Below this entry. $5,000,000–$7,500,000: 208 companies (15%). Below this entry. $7,500,000–$10,000,000: 192 companies (13%). Below this entry. $10,000,000–$12,500,000: 139 companies (10%). Below this entry. $12,500,000–$15,000,000: 91 companies (6%). Below this entry. $15,000,000–$17,500,000: 88 companies (6%). Below this entry. $17,500,000–$20,000,000: 54 companies (4%). Below this entry. $20,000,000–$22,500,000: 24 companies (2%). Below this entry. $22,500,000–$25,000,000: 34 companies (2%). Below this entry. $25,000,000–$27,500,000: 24 companies (2%). This entry sits in this band. $27,500,000–$30,000,000: 16 companies (1%). Above this entry. $30,000,000–$32,500,000: 10 companies (1%). Above this entry. $32,500,000–$35,000,000: 7 companies (0%). Above this entry. $35,000,000–$37,500,000: 9 companies (1%). Above this entry. $37,500,000–$40,000,000: 6 companies (0%). Above this entry. $40,000,000–$42,500,000: 1 companies (0%). Above this entry. $42,500,000–$45,000,000: 1 companies (0%). Above this entry. $45,000,000–$47,500,000: 6 companies (0%). Above this entry. $47,500,000–$50,000,000: 27 companies (2%). Above this entry. This company $0 $50M+ every complete-filing company, bucketed by value

Each bar is a $2500K-wide band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source SEC DEF 14A Section 953(b) disclosures, PlainCEOPay extract · FY2025

Aflac Inc vs. Insurance Carriers peers

CEO total pay ($25.0M) against pay ratio (396:1) for Aflac Inc (marked) and its 5 closest same-industry peers, against the Insurance Carriers industry median on both axes.

Pay + gap both highContained pay, wide gapHigh pay, contained gapBelow peer norms on both7324747.212737400.61815005423562707.428975360.852.6:1142.6:1232.5:1322.4:1412.4:1CEO total payPay ratio (CEO : median worker)Aflac Inc, CEO total pay: 25008588 · Pay ratio (CEO : median worker): 396:1Aflac IncCigna Group, CEO total pay: 22866134 · Pay ratio (CEO : median worker): 310:1Cigna GroupAllstate Corp, CEO total pay: 22920898 · Pay ratio (CEO : median worker): 306:1Allstate CorpElevance Health, Inc., CEO total pay: 22593979 · Pay ratio (CEO : median worker): 286:1Elevance Health, Inc.Lincoln National Corp, CEO total pay: 27991242 · Pay ratio (CEO : median worker): 277:1Lincoln National CorpAssurant, Inc., CEO total pay: 15221983 · Pay ratio (CEO : median worker): 268:1Assurant, Inc.
Aflac Inc vs. Insurance Carriers peers, plotted against the industry's $8.3M median CEO total and 69:1 median pay ratio.

Ratio bands among Insurance Carriers peers

Exclusive CEO-to-median-worker bands across 51 complete latest-FY filings in SIC 63. Segments sum to the peer set, not this company's compensation pillar.

CEO Compensation Breakdown, FY2025

A component-level pay breakdown is not reported in Aflac Inc's structured SEC pay-ratio disclosure. See our methodology →

Filing-year trail · Aflac Inc

Complete DEF 14A pay-ratio filings for this CIK across FY2021–2025. Year-over-year deltas compare adjacent filing years only; incomplete dollar rows are omitted (same completeness gate as the hero figures).

Latest ratio
396:1
FY2025
vs prior FY
+122:1
from FY2024 274:1
CEO $ YoY
+30%
$25.0M latest
Filings shown
5
FY2021–2025
Aflac Inc CEO total compensation, median worker pay, and pay ratio by fiscal year from SEC EDGAR DEF 14A.
FY CEO pay Δ pay Median worker Pay ratio Δ ratio
2021 $15.7M - $65,458 240:1 -
2022 $15.8M +0.5% $57,212 276:1 +36:1
2023 $20.7M +31% $63,898 324:1 +48:1
2024 $19.3M -6.9% $70,367 274:1 -50:1
2025 $25.0M +30% $63,153 396:1 +122:1

Source: SEC EDGAR DEF 14A pay-ratio disclosures for CIK 4977, FY2021–2025. Adjacent-year deltas only.

Industry Comparison - Insurance Carriers

This Company's Ratio
396:1
Industry Median Ratio
69:1
Industry Median CEO Pay
$8.3M
This CEO's Pay
$25.0M
Companies in Industry
56
vs. Industry Median
Above
#2 of 56 by pay ratio in this industry View all companies in Insurance Carriers →

Aflac Inc: HIGH · PEAK pay ratio

Aflac Inc's FY2025 ratio 396:1 ranks #2 of 56 Insurance Carriers filers (98th percentile). the CEO earned 396× the median employee ($63,153) in FY2025.

Median employee $63,153 (PAR-MED); HIGH · PEAK stamps put about 396 median-wage years per CEO year.

CEO Total Pay

$25.0M

FY2025 Summary Compensation, well above median

Pay Ratio

396:1

Elevated vs. peers

Aflac Inc in the higher Insurance Carriers third

Aflac Inc's FY2025 ratio 396:1 ranks #2 of 56 Insurance Carriers filers (98th percentile). The structured pay-ratio disclosure reports the total without line-item components. Insurance Carriers (SIC 63) median ratio is 69:1 across 56 FY2025 filers; Aflac Inc's $25.0M CEO total is above the $8.3M industry median CEO pay.

Dollar rank #106 and ratio rank #131 split - treat 396:1 as a disclosure, not a fairness score. Open Insurance Carriers peers.

Key Data, FY2025

Total Compensation
$25.0M
Median Employee Pay
$63,153
Pay Ratio
396:1
Filing Date
2026-03-19

Company Info

Ticker
AFL
CIK
4977
Industry
Insurance Carriers
SIC Code
6321
State
GA
View SEC filings →
SEC EDGAR DEF 14A for CIK 4977, FY2025. Informational only, not investment advice. Verify on EDGAR.

Read our methodology - how this data is sourced, computed, and verified. Aflac Inc's FY2025 ratio 396:1 ranks #2 of 56 Insurance Carriers filers (98th percentile).

Read with Aflac Inc

ABS(ceo_total_comp) peers first, then a SIC pole and a stamp-branched guide - not a fixed Related strip. This page stamps HIGH · PEAK · PAR-MED.

SS&C Technologies Holdings Inc · PEAK

ABS(ceo_total_comp) peer at $25.0M (Δ $924 lighter vs Aflac Inc); HIGH · HIGH-MED vs this page's HIGH · PEAK · PAR-MED.
Nasdaq, Inc. · PEAK

ABS(ceo_total_comp) peer at $25.0M (Δ $6K heavier vs Aflac Inc); STEEP · HIGH-MED vs this page's HIGH · PEAK · PAR-MED.
Marvell Technology, Inc. · PEAK

ABS(ceo_total_comp) peer at $25.1M (Δ $56K heavier vs Aflac Inc); STEEP · ELITE-MED vs this page's HIGH · PEAK · PAR-MED.
Meta Platforms, Inc. · PEAK

ABS(ceo_total_comp) peer at $25.1M (Δ $117K heavier vs Aflac Inc); MODEST · ELITE-MED vs this page's HIGH · PEAK · PAR-MED.
Cigna Group (SIC 63 pole)

Cigna Group stamps HIGH · PEAK nearest in-SIC by ABS(pay_ratio) to Aflac Inc's HIGH filing.
National dual ranks · #106/#131

Aflac Inc's FY2025 package sits #106 by CEO dollars and #131 by ratio under PEAK · HIGH.
Comp structure · PEAK

Aflac Inc's PEAK CEO total is equity-sensitive - read what grant-date fair value does and does not mean.
Data sourced from SEC EDGAR DEF 14A for Aflac Inc (CIK 4977), FY2025. See our methodology. Aggregated by PlainCEOPay as of August 2026.

Data currency: Executive compensation from SEC EDGAR DEF 14A proxy statements through fiscal year 2025, compiled and last refreshed August 2026. See our methodology for source dates and refresh cadence. Spot a figure that looks wrong? Report a correction.