BFH FY2025 SEC EDGAR DEF 14A #13 of 29 in industry

Bread Financial Holdings, Inc. CEO pay ratio

The CEO earned $11.9M in FY2025 against median worker pay of $92,604 · Non-Depository Credit.

Non-Depository Credit peers All rankings
State
DE
Filing date
2026-04-07
Industry
Non-Depository Credit
Industry rank
#13/29

Data updated August 2026

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CEO-to-worker pay ratio
129:1
Moderate (Scale: 0–1000:1)
CEO pay
$11.9M
Median worker
$92,604

Answer first

Bread Financial Holdings, Inc.'s FY2025 CEO total of $11.9M ranks #417 of 1,423 complete filings; its 129:1 pay ratio ranks #503. Dollar rank is not ratio rank.

According to the same FY2025 complete-filing cohort used on the rankings boards (CEO total, median worker, and ratio all present). Median worker pay is $92,604. Industry placement uses the FY2025 SIC-61 peer cohort (# 13 of 29, 59th percentile - above the industry median pay ratio). Figures come from Section 953(b) Dodd-Frank DEF 14A disclosures - not estimates. View all Non-Depository Credit companies.

Dollar rank
#417
$11.9M of 1,423 FY2025
Ratio rank
#503
129:1 of 1,423
Industry pct
59th
above the industry median pay ratio

How Bread Financial Holdings, Inc. ranks nationally

Bread Financial Holdings, Inc. CEO pay vs. every FY2025 complete filing

Total CEO compensation, the full national distribution, this company marked

$11,945,916 Top 29% higher than 71% of 1,423 companies

$0–$2,500,000: 304 companies (21%). Below this entry. $2,500,000–$5,000,000: 182 companies (13%). Below this entry. $5,000,000–$7,500,000: 208 companies (15%). Below this entry. $7,500,000–$10,000,000: 192 companies (13%). Below this entry. $10,000,000–$12,500,000: 139 companies (10%). This entry sits in this band. $12,500,000–$15,000,000: 91 companies (6%). Above this entry. $15,000,000–$17,500,000: 88 companies (6%). Above this entry. $17,500,000–$20,000,000: 54 companies (4%). Above this entry. $20,000,000–$22,500,000: 24 companies (2%). Above this entry. $22,500,000–$25,000,000: 34 companies (2%). Above this entry. $25,000,000–$27,500,000: 24 companies (2%). Above this entry. $27,500,000–$30,000,000: 16 companies (1%). Above this entry. $30,000,000–$32,500,000: 10 companies (1%). Above this entry. $32,500,000–$35,000,000: 7 companies (0%). Above this entry. $35,000,000–$37,500,000: 9 companies (1%). Above this entry. $37,500,000–$40,000,000: 6 companies (0%). Above this entry. $40,000,000–$42,500,000: 1 companies (0%). Above this entry. $42,500,000–$45,000,000: 1 companies (0%). Above this entry. $45,000,000–$47,500,000: 6 companies (0%). Above this entry. $47,500,000–$50,000,000: 27 companies (2%). Above this entry. This company $0 $50M+ every complete-filing company, bucketed by value

Each bar is a $2500K-wide band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source SEC DEF 14A Section 953(b) disclosures, PlainCEOPay extract · FY2025

Bread Financial Holdings, Inc. vs. Non-Depository Credit peers

CEO total pay ($11.9M) against pay ratio (129:1) for Bread Financial Holdings, Inc. (marked) and its 5 closest same-industry peers, against the Non-Depository Credit industry median on both axes.

Pay + gap both highContained pay, wide gapHigh pay, contained gapBelow peer norms on both9793717.814291613.218789508.523287403.827785299.188.2:1109.1:1130:1150.9:1171.8:1CEO total payPay ratio (CEO : median worker)Bread Financial Holdings, Inc., CEO total pay: 11945916 · Pay ratio (CEO : median worker): 129:1Bread Financial Holdings, Inc.MARA Holdings, Inc., CEO total pay: 26967500 · Pay ratio (CEO : median worker): 134:1MARA Holdings, Inc.PennyMac Financial Services, Inc., CEO total pay: 12660536 · Pay ratio (CEO : median worker): 147:1PennyMac Financial Services, Inc.SLM Corp, CEO total pay: 11261733 · Pay ratio (CEO : median worker): 102:1SLM CorpWalker & Dunlop, Inc., CEO total pay: 15500252 · Pay ratio (CEO : median worker): 92:1Walker & Dunlop, Inc.Strategy Inc, CEO total pay: 13789944 · Pay ratio (CEO : median worker): 168:1Strategy Inc
Bread Financial Holdings, Inc. vs. Non-Depository Credit peers, plotted against the industry's $10.6M median CEO total and 92:1 median pay ratio.

Ratio bands among Non-Depository Credit peers

Exclusive CEO-to-median-worker bands across 26 complete latest-FY filings in SIC 61. Segments sum to the peer set, not this company's compensation pillar.

CEO Compensation Breakdown, FY2025

A component-level pay breakdown is not reported in Bread Financial Holdings, Inc.'s structured SEC pay-ratio disclosure. See our methodology →

Filing-year trail · Bread Financial Holdings, Inc.

Complete DEF 14A pay-ratio filings for this CIK across FY2021–2025. Year-over-year deltas compare adjacent filing years only; incomplete dollar rows are omitted (same completeness gate as the hero figures).

Latest ratio
129:1
FY2025
vs prior FY
0:1
from FY2024 129:1
CEO $ YoY
+12%
$11.9M latest
Filings shown
5
FY2021–2025
Bread Financial Holdings, Inc. CEO total compensation, median worker pay, and pay ratio by fiscal year from SEC EDGAR DEF 14A.
FY CEO pay Δ pay Median worker Pay ratio Δ ratio
2021 $11.2M - $76,638 146:1 -
2022 $8.7M -22% $82,252 106:1 -40:1
2023 $7.7M -12% $83,520 92:1 -14:1
2024 $10.7M +39% $82,597 129:1 +37:1
2025 $11.9M +12% $92,604 129:1 0:1

Source: SEC EDGAR DEF 14A pay-ratio disclosures for CIK 1101215, FY2021–2025. Adjacent-year deltas only.

Industry Comparison - Non-Depository Credit

This Company's Ratio
129:1
Industry Median Ratio
92:1
Industry Median CEO Pay
$10.6M
This CEO's Pay
$11.9M
Companies in Industry
29
vs. Industry Median
Above
#13 of 29 by pay ratio in this industry View all companies in Non-Depository Credit →

Bread Financial Holdings, Inc.: MID · HEAVY pay ratio

Bread Financial Holdings, Inc.'s FY2025 CEO total $11.9M ranks #417 of 1,423 complete filings (higher third by dollars). the CEO earned 129× the median employee ($92,604) in FY2025.

Median employee $92,604 (HIGH-MED); MID · HEAVY stamps put about 129 median-wage years per CEO year.

CEO Total Pay

$11.9M

FY2025 Summary Compensation, above median

Pay Ratio

129:1

Near industry median

Bread Financial Holdings, Inc. in the higher-dollar third

Bread Financial Holdings, Inc.'s FY2025 CEO total $11.9M ranks #417 of 1,423 complete filings (higher third by dollars). The structured pay-ratio disclosure reports the total without line-item components. Non-Depository Credit (SIC 61) median ratio is 92:1 across 29 FY2025 filers; Bread Financial Holdings, Inc.'s $11.9M CEO total is above the $10.6M industry median CEO pay.

Dollar rank #417 and ratio rank #503 split - treat 129:1 as a disclosure, not a fairness score. Open Non-Depository Credit peers.

Key Data, FY2025

Total Compensation
$11.9M
Median Employee Pay
$92,604
Pay Ratio
129:1
Filing Date
2026-04-07

Company Info

Ticker
BFH
CIK
1101215
Industry
Non-Depository Credit
SIC Code
6141
State
DE
View SEC filings →
SEC EDGAR DEF 14A for CIK 1101215, FY2025. Informational only, not investment advice. Verify on EDGAR.

Read our methodology - how this data is sourced, computed, and verified. Bread Financial Holdings, Inc.'s FY2025 CEO total $11.9M ranks #417 of 1,423 complete filings (higher third by dollars).

Read with Bread Financial Holdings, Inc.

ABS(ceo_total_comp) peers first, then a SIC pole and a stamp-branched guide - not a fixed Related strip. This page stamps MID · HEAVY · HIGH-MED.

Nrc Health · HEAVY

ABS(ceo_total_comp) peer at $12.0M (Δ $11K heavier vs Bread Financial Holdings, Inc.); MID · HIGH-MED vs this page's MID · HEAVY · HIGH-MED.
XPO, Inc. · HEAVY

ABS(ceo_total_comp) peer at $12.0M (Δ $30K heavier vs Bread Financial Holdings, Inc.); STEEP · PAR-MED vs this page's MID · HEAVY · HIGH-MED.
Capri Holdings Ltd · HEAVY

ABS(ceo_total_comp) peer at $11.9M (Δ $36K lighter vs Bread Financial Holdings, Inc.); HIGH · LOW-MED vs this page's MID · HEAVY · HIGH-MED.
Constellium Se · HEAVY

ABS(ceo_total_comp) peer at $11.9M (Δ $68K lighter vs Bread Financial Holdings, Inc.); HIGH · HIGH-MED vs this page's MID · HEAVY · HIGH-MED.
MARA Holdings, Inc. (SIC 61 pole)

MARA Holdings, Inc. stamps MID · PEAK nearest in-SIC by ABS(pay_ratio) to Bread Financial Holdings, Inc.'s MID filing.
National dual ranks · #417/#503

Bread Financial Holdings, Inc.'s FY2025 package sits #417 by CEO dollars and #503 by ratio under HEAVY · MID.
Comp structure · HEAVY

Bread Financial Holdings, Inc.'s HEAVY CEO total is equity-sensitive - read what grant-date fair value does and does not mean.
Data sourced from SEC EDGAR DEF 14A for Bread Financial Holdings, Inc. (CIK 1101215), FY2025. See our methodology. Aggregated by PlainCEOPay as of August 2026.

Data currency: Executive compensation from SEC EDGAR DEF 14A proxy statements through fiscal year 2025, compiled and last refreshed August 2026. See our methodology for source dates and refresh cadence. Spot a figure that looks wrong? Report a correction.