CEO Total Pay
$7.7M
FY2023 Summary Compensation
BFH
2026 data Public-data reference. official source
BREAD FINANCIAL HOLDINGS, INC.
Open-data reference.
Non-Depository Credit · DE · FY2023
CEO-to-Worker Pay Ratio
92:1
Moderate (Scale: 0–1000:1)
CEO Pay
$7.7M
Median Worker
$83,520
Compensation Pillar
CEO compensation breakdown — pay ratio 92× median worker (Dodd-Frank §953(b) disclosure)
BREAD FINANCIAL HOLDINGS, INC., a non-depository credit company, reported a CEO-to-worker pay ratio of 92:1 in FY2023. CEO received total compensation of $7.7M, while the median employee earned $83,520 annually. This is above the Non-Depository Credit industry median of 79:1 across 31 companies. Data sourced from SEC EDGAR proxy (DEF 14A) filings.
CEO Compensation Breakdown — FY2023
Detailed breakdown not available.
| Component | Amount (USD) |
|---|---|
| Base Salary | — |
| Bonus | — |
| Stock Awards | — |
| Option Awards | — |
| Non-Equity Incentive Plan | — |
| Pension Value Change | — |
| Other Compensation | — |
| Total Compensation | $7.7M |
Source: SEC EDGAR Form DEF 14A — CIK 1101215, FY2023 Summary Compensation Table.
Industry Comparison — Non-Depository Credit
This Company's Ratio
92:1
Industry Median Ratio
79:1
Industry Median CEO Pay
$6.5M
This CEO's Pay
$7.7M
Companies in Industry
31
vs. Industry Median
Above
Understanding This Pay Ratio
BREAD FINANCIAL HOLDINGS, INC.'s CEO-to-worker pay ratio of 92:1 means that earned 92 times more than the company's median employee in FY2023.
The median employee at BREAD FINANCIAL HOLDINGS, INC. earned $83,520 annually. At that wage, it would take a median employee approximately 92 years to earn what the CEO earned in a single year.
Pay Ratio
92:1
Near industry median
Disclosure Transparency
1.0/5
Limited pay component reporting
Pay-Versus-Performance Disclosure
Under 17 CFR §229.402(v) (the Pay-Versus-Performance rule effective for fiscal years ending after December 16, 2022), issuers must reconcile Compensation Actually Paid (CAP) to Total Shareholder Return (TSR) over a multi-year window. The chart below visualizes the relationship between BREAD FINANCIAL HOLDINGS, INC.'s reported CAP and TSR for FY2023.
Pay vs Performance — FY2023 (Dodd-Frank §953(a) PvP disclosure)
Pay Composition
Equity-based pay (stock + options) 0.0%
Performance-linked (incentive + bonus) 0.0%
Fixed compensation (base salary) 0.0%
ISS QualityScore and Glass-Lewis voting guidelines weight performance-linked share of pay. The CII (Council of Institutional Investors) recommends ≥50% of CEO pay be tied to multi-year performance metrics.
What This 2023 Filing Tells Us About BREAD FINANCIAL HOLDINGS, INC.
According to the 2023 DEF 14A proxy statement filed with the SEC, BREAD FINANCIAL HOLDINGS, INC. (BFH, CIK 1101215) reported CEO 's total compensation at $7.7M. That figure is an aggregate of base salary (N/A). The median employee at the firm — the reference point mandated by Section 953(b) of the Dodd-Frank Act — earned $83,520 over the same fiscal year, producing the headline CEO-to-worker pay ratio of 92:1 that this page tracks.
Context matters when reading this ratio. BREAD FINANCIAL HOLDINGS, INC. operates in the Non-Depository Credit sector and is headquartered in DE. Across the Non-Depository Credit industry (SIC 61), 31 SEC-reporting companies disclosed pay ratios in FY2023, with a median of 79:1 and an average of 128:1. Median industry CEO pay was $6.5M, so BREAD FINANCIAL HOLDINGS, INC.'s $7.7M sits above that typical figure. That comparison is the fastest way to separate "the CEO is paid like peers" from "this company is an outlier."
Finally, a note on what these SEC numbers do and do not include. Total compensation reported under Item 402 of Regulation S-K reflects grant-date fair value for equity awards, not realized pay, so a CEO may eventually cash in more — or less — depending on stock performance and vesting. The pay ratio itself is calculated against a single median employee chosen under rules that allow statistical sampling, and companies may update methodology year to year. This proxy was filed on 2024-04-03; all figures on this page come directly from that public filing and can be verified against the DEF 14A on the SEC EDGAR system.
Key Data — FY2023
- CEO
- Total Compensation
- $7.7M
- Base Salary
- N/A
- Median Employee Pay
- $83,520
- Pay Ratio
- 92:1
- Filing Date
- 2024-04-03
Company Info
- Ticker
- BFH
- CIK
- 1101215
- Industry
- Non-Depository Credit
- SIC Code
- 6141
- State
- DE
Guides
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Data Source: This data is sourced from SEC EDGAR proxy statement (DEF 14A) filings. PlainCEOPay provides this publicly available information for informational purposes only. Not investment or financial advice. Verify with official SEC filings at sec.gov.
Frequently Asked Questions
What is the CEO pay ratio at BREAD FINANCIAL HOLDINGS, INC.? ▼
BREAD FINANCIAL HOLDINGS, INC.'s CEO-to-worker pay ratio is 92:1. CEO null earned $7.7M in FY2023, while the median employee earned $83,520.
How much does BREAD FINANCIAL HOLDINGS, INC.'s CEO earn? ▼
null, CEO of BREAD FINANCIAL HOLDINGS, INC. (BFH), earned total compensation of $7.7M in fiscal year 2023, according to SEC proxy filings.
How does BREAD FINANCIAL HOLDINGS, INC.'s pay ratio compare to its industry? ▼
BREAD FINANCIAL HOLDINGS, INC.'s pay ratio of 92:1 is above the Non-Depository Credit industry median of 79:1. The industry has 31 companies reporting pay ratios.
Where does BREAD FINANCIAL HOLDINGS, INC.'s CEO pay data come from? ▼
All executive compensation data is sourced from SEC EDGAR DEF 14A proxy statement filings. Companies are required by the Dodd-Frank Act to disclose CEO-to-median-worker pay ratios annually. PlainCEOPay aggregates this publicly available data for easy comparison.
What is included in null's total compensation? ▼
Total compensation of $7.7M includes base salary, stock awards, option awards, non-equity incentive plan compensation, pension value changes, and other compensation as reported in the proxy filing summary compensation table.
How long would it take a median BREAD FINANCIAL HOLDINGS, INC. employee to earn the CEO's pay? ▼
At a median salary of $83,520, it would take the typical BREAD FINANCIAL HOLDINGS, INC. employee approximately 92 years to earn what CEO null earned in a single year ($7.7M in FY2023).
Read our methodology — how this data is sourced, computed, and verified.
All federal data sources used on this page
- U.S. Census Bureau ACS — demographic + housing + income data. census.gov/programs-surveys/acs
- BLS Occupational Employment and Wage Statistics (OEWS) — wage + employment by occupation. bls.gov/oes
- BEA Regional Economic Accounts — GDP + personal income by state/metro. bea.gov/data/regional
- U.S. Census Bureau County Business Patterns — establishment + employment by industry. census.gov/cbp
- IRS Statistics of Income (SOI) — tax-return aggregate data. irs.gov/statistics
- data.gov — U.S. federal open-data portal — discovery layer for additional federal sources. data.gov
Related
Data sourced from $official public datasets. See our methodology for details. Retrieved and formatted by PlainCEOPay Editorial
